Credit Card Processing: Beware of ‘Rate Reductions’

In my experience, most merchants feel that their credit card account provider is more likely to increase their rates or invent new fees rather than offer an unsolicited rate reduction. The reason merchants feel this way is because the industry has shown this to be the case — loyalty has little value. In fact, a merchant who has been processing with the same provider for several years shouldn’t be surprised to find that it may be grossly overpaying for the service. The credit card processing industry is consolidating. Some of the larger providers are buying smaller ones. This is […]

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